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MPH solves typical performance issues arising along with the SEPA migration

Native XML technology for processing SEPA payments.
Designed for priority to STP processing of large volumes of Mass Payments.

Proven performances

80 million transactions per hour. The fastest payment engine of the market.



The CRISTAL MPH benchmarking campaign demonstrates outstanding performance level on an IBM AIX POWER8 infrastructure with the Power Development Platform provided by IBM.

Thanks to its new performance-oriented design, CRISTAL MPH requires low computing power in regards of the high performance level reached. By making the most of multi-threading capabilities, the optimized design of CRISTAL MPH offers simple scalability for processing high volumes at high speed and requires little resources for processing low volumes.

CRISTAL MPH global processing speed varies from 5 to 15 million transactions per hour depending on the number of files processed concurrently (from 1 to 7). This behavior allows reduction of operational risk through securing payment cut-offs and enabling high peaks of volumes within a single business day.

Reduction of processing costs:

Predictive management of performances & payment flow processing,
Designed for a simplification of technical daily operations,
Quick adaptation to business needs.

Design for quick adaptation of service level and added-value services:

Setting of the Service Level Agreement according to customer demands,
Re-usable business services,
Process Oriented Design for quick implementation of new contracts and services.

Dramatic reduction of costs

STP processing for reduction of running costs.
Native XML technology for processing SEPA payments
Format agnostic for supporting payment of various origins
Proven performances after benchmark / PoC
Downsizing of technical infrastructure & third-party software license costs

Business agility

Setting of the Service Level Agreement according to the quality of payment flow
Re-usable business services: control, complementation, conversion, routing ... and proprietary-developed services
Process Oriented Design for quick implementation of new services
Predictive management of performances & payment flow processing

Quick wins and innovative business model

Rationalization and simplicity of processes for reducing integration costs
A single powerful engine for format conversion
Subscription to a global service incorporating all the required maintenance
The less expensive solution on the market

MPH as a global SEPA and a legacy domestic payment engine
MPH enables cost reduction
MPH provides a diversion component for large cash management customers
MPH provides a single core business process with large format / instruments flexibility


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